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USSD Code for Union Bank for Transfer & Airtime


One of the top commercial banks in Nigeria, Union Bank, provides its clients with a USSD code service that enables them to do financial transactions from the convenience of their smartphones.
By reaching out to the unbanked and underbanked population, this service has improved financial inclusion in Nigeria while also making banking more convenient.

Customers can carry out a number of banking operations using their mobile devices thanks to the Union bank transfer code. USSD banking is the name for this kind of banking. Customers can access this simple banking option anytime and wherever they are.

Everything you need to know about the Union bank transfer code and how to enable USSD banking on your mobile device is covered in this article.

Union Bank USSD Transfer Code *826#

The official USSD banking code (transfer code) for Union bank is *826#. Your financial transactions can be completed more quickly and intelligently with the help of this shortcode. You may pay bills, send money to other UBN accounts and other banks, buy airtime and data, check account balances, and many other things with the USSD code.

There is always access to the Union Bank USSD code. This implies that you can do financial operations on the weekends, federal holidays, and even at the stroke of midnight.

Additionally, you can use any Nigerian telecoms network to access USSD banking services. This implies that as long as the number is connected to your Union bank account, you can use the *826# transfer code on MTN, Glo, Airtel, 9mobile, etc.

Free registration is available at *826#!It’s easy to accomplish and doesn’t require any internet or mobile data. Simply dial *826# to sign up. Only once you have dialed the numbers for the first time must you register.

Customers must make sure their cellphone number is linked to their bank account in order to use the Union Bank USSD. The USSD code can only be used for financial transactions by phone numbers that Union Bank has verified through registration.

Customers using the Union Bank USSD transfer must create a pin number in order to ensure that their transactions are carried out safely and without risk outside of their houses. The pin would authenticate every transaction.

To register or activate your Union Bank transfer code, follow these bellow steps.

  • On your phone dialer, dial *826# via the phone number linked to your Union bank account.
  • You’ll then be asked to insert your Union bank account number. 
  • Enter the 10-digit number.
  • Next is to enter the last 6 digits of your Union bank debit/credit card (ATM card).
  • Another pop-up will require you to generate your 4-digit secret transfer PIN in order to begin the ussd banking, and that’s all!

You can now conduct any transactions using the general code and the short codes after registering and activating the Union Bank USSD code.

To Transfer Money From One of Your Union Banks Accounts To Another, Bellow Are The Steps To.

  • Dial *826# on your phone dialer
  • Select 1 (transfer to Union Bank)
  • Enter the amount and the receiver’s account number
  • Confirm the displayed details and enter your transfer PIN 


To transfer to other Nigerian banks.

dial *826*2*amount*account number# authenticate with a pin.

Example: {*826*2*5000*1234512345#} OR dial *826# and select transfer to other Banks. Then follow the procedures on screen to finish your transaction.

Balance Checking USSD Code for Union Bank.

Simply call 8264#, input your PIN, and the amount of money remaining in your bank account will be shown on your screen to check your Union Bank account balance using the Union USSD code.

If Your Union Bank Linked Phone Number Is Stolen and Used by Another Person, How To Block It:

It is preferable to block your phone or SIM card if it has been lost or stolen in order to prevent unauthorized access to your account.

You can swiftly take care of it yourself rather than running to the bank or waiting until a workday, especially if it happened at unusual hours.

Simply adhere to the described steps:

  • Dial *826*6*the stolen phone number# via another phone number.
  • Select the account you wish to block.
  • Authenticate the operation by entering your Union bank mobile banking PIN and ATM PIN (debit card), in the required spaces.

On the other hand, you can phone your bank’s customer service or even your mobile network provider and ask them to block it; they will take care of it for you.

Airtime Purchasing USSD Code for Union Bank

The Union Bank USSD code to buy airtime for yourself (SIM linked with your Union Bank account) is *826*Amount#. To buy airtime for other numbers/sims, dial *826*Amount*Phone Number#.

For instance, dial *826*200# to add a #200 recharge card to your line, if you wish to recharge #200 for yourself. Dial *826*200*07030000000#, then enter your PIN to confirm the transaction if you wish to recharge (one of your other lines, or a line for friends or relatives) with 200.


Electronic financial transfers have unquestionably benefited businesses and even individuals in many ways. Even though some individuals complain about the excessive fees, a deeper look will persuade you that they are reasonable. While mobile banking might save you time and money, it also frees up your time so you can do other things rather than wait in lines at banks.

The Union Bank transfer code was created to demonstrate that Union Bank is not lagging behind in mobile banking. As a result, you ought to seize this chance and utilize it to your advantage.


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